Income Tax MTD: 12 days

VAT MTD: Already mandatory

Income Tax MTD: 6 April 2026
VAT MTD: Already mandatory

Making Tax Digital.
All of it.

Income Tax quarterly filing for landlords and sole traders. VAT returns with Box 1-9. Both filed directly to HMRC via their official API. No accountant needed.

Free to join. No card required. Be first when we launch.

HMRC recognised
5-minute quarterly filing
From £9.99/month

6.9M+

People affected

Sole traders, landlords & VAT-registered businesses

April 2026

Income Tax deadline

For income over £50,000

2.2M

VAT-registered businesses

Already required to file digitally

£400+

Penalty per missed filing

Points-based penalty system

Two modules. One platform.

Whether you need Income Tax quarterly filing, VAT returns, or both — MTDFile handles it all in one place.

Income Tax

MTD for ITSA

12 days

Quarterly ITSA filing for landlords and sole traders. Mandatory from 6 April 2026 for income over £50,000.

  • Track income per property or trade
  • AI-powered expense categorisation
  • Quarterly HMRC submissions
  • End-of-year final declaration
  • Bank feed integration
View demo dashboard

VAT Returns

MTD for VAT

Live now

Quarterly VAT returns with full Box 1-9 breakdown. Already mandatory for all VAT-registered businesses.

  • Automatic VAT rate categorisation
  • Box 1-9 calculation engine
  • Quarterly filing to HMRC
  • Transaction-level audit trail
  • Multi-rate support (20%/5%/0%/exempt)
View demo dashboard

Do you need Making Tax Digital?

MTD affects landlords, sole traders, and every VAT-registered business in the UK.

Landlords

Rental income from residential or commercial property. If your total property income exceeds £50,000, quarterly digital filing is mandatory from April 2026.

  • Track income per property
  • Log expenses (mortgage, repairs)
  • Automatic quarterly summaries
  • File direct to HMRC

Sole traders

Self-employed income from any trade or profession. If your business turnover exceeds £50,000, quarterly digital filing is mandatory from April 2026.

  • Categorise income & expenses
  • Bank feed integration
  • End-of-year final declaration
  • AI-powered categorisation

VAT businesses

Any VAT-registered business. MTD for VAT is already mandatory — you must keep digital records and submit returns via compatible software.

  • Box 1-9 VAT calculations
  • Multi-rate VAT support
  • Quarterly VAT submissions
  • Transaction audit trail

How MTDFile works

Three steps. Five minutes per quarter. Works for both Income Tax and VAT.

Step 1

Connect

Link your bank account or upload transactions. We categorise income, expenses, and VAT rates automatically using AI.

Step 2

Review

Check your quarterly summary — Income Tax or VAT Box 1-9. Approve categorisations, add missing items, confirm totals.

Step 3

File

One click to submit your quarterly update directly to HMRC via their official API. We handle the formatting and confirmation.

Filed directly to HMRC

MTDFile connects to HMRC's official Making Tax Digital API. Your submissions go straight to HMRC — no middlemen, no delays.

HMRC Recognised

Listed on HMRC's official recognised software page for MTD

Secure API

OAuth 2.0 authentication. Your data never passes through third parties

Real-time Status

Instant confirmation when your submission is accepted by HMRC

Audit Trail

Full submission history with HMRC receipt references for every filing

HMRC Recognised Software
256-bit Encryption
UK-based Company

MTD deadline timeline

HMRC is rolling out Making Tax Digital in phases. Here's what's coming.

April 2022 — COMPLETE

MTD for VAT — all VAT-registered businesses

All VAT-registered businesses must keep digital records and file VAT returns through MTD-compatible software. Already in effect.

6 April 2026 — IMMINENT

MTD for Income Tax — income over £50,000

Landlords and sole traders earning above £50,000 must keep digital records and file quarterly.

6 April 2027

Income Tax threshold drops to £30,000

The income threshold lowers, bringing millions more into the MTD regime.

6 April 2028

Threshold expected to drop to £20,000

HMRC has indicated further expansion. Nearly all self-employed and landlords will be affected.

Simple pricing. No surprises.

Pick what you need. Upgrade or downgrade anytime. No lock-in.

Income Tax

£9.99/month

Quarterly ITSA filing

  • Unlimited properties & income sources
  • AI transaction categorisation
  • Quarterly HMRC filing (4x/year)
  • End-of-year final declaration
  • Bank feed integration
  • Expense tracking & receipts
  • Tax estimate calculator
  • Email support
Best value — save £5/mo

Complete

£14.99/month

Income Tax + VAT + priority support

  • Everything in Income Tax
  • Everything in VAT
  • Combined dashboard view
  • Priority email & chat support
  • Multi-business support
  • Advanced reporting
  • Data export (CSV/PDF)
  • API access

Save £5/mo vs separate plans

VAT

£9.99/month

Quarterly VAT returns

  • Box 1-9 VAT calculations
  • Multi-rate support (20%/5%/0%)
  • Quarterly HMRC VAT filing
  • Transaction categorisation
  • VAT rate auto-detection
  • Audit trail per transaction
  • VAT liability estimator
  • Email support

Don't risk the penalties

HMRC's points-based penalty system applies to both Income Tax and VAT quarterly filings. Each missed update adds a penalty point. Reach the threshold and you'll face a £200 fixed penalty — plus further penalties for continued non-compliance.

Late payment penalties start from day 1. Interest accrues daily on unpaid tax.

Get ready now — join the waitlist

Frequently asked questions

What is Making Tax Digital (MTD)?

Making Tax Digital is a UK government initiative requiring businesses, landlords, and sole traders to keep digital records and submit tax updates to HMRC using compatible software. It covers both Income Tax (quarterly filing) and VAT (quarterly returns).

Who needs to comply with MTD for Income Tax?

From 6 April 2026, self-employed individuals and landlords with qualifying income over £50,000 must comply. The threshold drops to £30,000 from April 2027, and likely £20,000 from April 2028.

Who needs to comply with MTD for VAT?

All VAT-registered businesses — regardless of turnover — must already keep digital records and file VAT returns through MTD-compatible software. This has been mandatory since April 2022.

Can MTDFile handle both Income Tax and VAT?

Yes. MTDFile is a unified platform covering both MTD for Income Tax (ITSA) and MTD for VAT. You can subscribe to one or both modules, or get the Complete plan for both at a discounted rate.

What happens if I don't comply?

HMRC operates a points-based penalty system. Each missed quarterly update earns a penalty point. Once you hit the threshold (4 points for quarterly obligations), you'll receive a £200 penalty. Late payment attracts additional penalties from day 1.

Is MTDFile HMRC-recognised software?

MTDFile is being developed to meet all HMRC Making Tax Digital requirements for both Income Tax Self Assessment (ITSA) and VAT. We connect directly to HMRC's official API.

Can I cancel anytime?

Yes. MTDFile is a monthly subscription with no lock-in, no annual contracts, and no cancellation fees. You can export your data at any time.

12 days until Income Tax MTD
VAT MTD is live now

Don't leave it until the last minute

Join the waitlist today and be ready to file from day one — Income Tax, VAT, or both. No scrambling, no penalties, no stress.